This Friday, I am getting paid and will have about $3k in the bank. I keep seeing that money and wanting to put it towards credit cards. The other half keeps telling me no. You see, in the past I have put a lot of money towards credit cards and then something comes up and we are out of money once again. And then we turn back towards the credit cards. So I clearly see his point.
The plan is to put some money into the savings account so I don't see the money in the checking account. For some reason, that money in there just makes me itch! I just want to put it somewhere else. So we will put $500 in savings and keep paying 3x the minimum payment on one of the cards so that if something does come up, we'll have some cash in the checking account.
Do you have the same problem as I do?