I have been thinking about calling BOA and just telling them that I can only pay so much of my balance, but I don't want to leave a bad mark on my credit score. I am not sure what to do though because I am paying so much and yet it's only the minimum amount since there is so much debt to pay. I really have no idea what to do.
I may be able to ask them to lower my interest rate and thus hopefully my balance will go down so that I can at least pay off my other credit card so that I can start to pay the BOA cards down. I don't know what they can do, but I feel like this is definitely getting out of hand and I don't know what the best thing to do is.